On a $100,000 salary, you'd take home $71,963 in Australia versus $71,109 in Canada (Ontario) — a difference of $854/year ($71/month).
Tax Breakdown Comparison
Australia
2025-26 tax year
Take-Home Pay
$71,963
$5,997/mo
Effective Rate
28.0%
of gross
Canada
2025 tax year
Take-Home Pay
$71,109
$5,926/mo
Effective Rate
28.9%
of gross
Effective Tax Rate by Income
Shows effective tax rate (total tax / gross income) at different income levels in USD
Life & Taxes
What it's like to live and earn in each country
Sunsets vs Snowshoes
Aussies and Canucks often swap hemispheres in search of a lifestyle shake-up, whether it's chasing the endless surf of the Gold Coast or the rugged mountain peaks of the Rockies. While families love the safe, suburban stability of both nations, Australia tends to attract the sun-seeking digital nomad, whereas Canada is a magnet for those craving a cozy, bustling cultural mosaic.
The Daily Grind
Life in Australia feels like a perpetual outdoor brunch with high wages and a relaxed 'no worries' attitude, though you'll pay a premium for that coastal sunshine. In Canada, particularly in hubs like Ontario, life is a bit more fast-paced and urban, defined by world-class poutine, polite neighbors, and a slightly lower cost of living that makes city life more accessible.
The Taxman's Tale
Australia keeps it simple with a single national income tax system, meaning your take-home pay doesn't change if you move from Sydney to Perth. Canada plays a different game; you'll deal with both federal and provincial layers, like in Ontario where surtaxes and health premiums add an extra layer of complexity to your annual filing.
Safety Nets and Perks
Your taxes go to work differently in each place: Australians contribute to the Medicare Levy for healthcare, while their retirement is bolstered by an employer-paid superannuation system that grows quietly in the background. Canadians see deductions for the Canada Pension Plan and Employment Insurance, ensuring a robust social safety net that protects you through every season of life.
The Bottom Line
If you want a straightforward tax bill and mandatory retirement savings paid by your boss, the land down under is your winner. However, if you prefer lower top-tier tax rates and don't mind navigating provincial surcharges for the sake of a vibrant, North American lifestyle, Canada might just be your perfect match.
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