Highest Take-Home
Australia
2025-26
28.0%
effective tax rate
Take-home
$71,979
$5,998/mo
Income 25% Social 2% Other 2%
On a $100,000 salary, you'd take home $71,979 in Australia versus $59,266 in India.
Australia
$71,979
+$12,713/year
India
$59,266
That's $1,059 more per month in Australia
Side-by-side breakdown
India
2025-26 · Maharashtra
40.7%
effective tax rate
Take-home
$59,266
$4,939/mo
Income 25% State 0% Social 12% Other 4%
Tax rate by income level
Effective Tax Rate by Income
Shows effective tax rate (total tax / gross income) at different income levels in USD
Understanding the difference
Life & Taxes
Chasing Sunshine and Software
From tech talent heading to Bengaluru's Silicon Plateau to nurses and engineers seeking a new life under the Australian sun, the corridor between these two nations is buzzing with ambition. It is a migration story driven by a search for global opportunity, where traditional family values meet a desire for high-octane career growth.
Vibrant Streets vs. Coastal Calm
Life in India is a sensory explosion of fast-paced urban energy and rich cultural heritage, where your budget goes a long way in everyday luxuries. On the flip side, Australia offers a laid-back 'no worries' lifestyle defined by pristine beaches, outdoor weekend barbecues, and a work-life balance that is the envy of the world.
Bracket Battles and Surcharges
India keeps things granular with seven tax brackets and a lower top rate, making it attractive for high earners, though surcharges and local professional taxes add complexity. Australia opts for a simpler five-bracket system with higher rates that kick in as you climb the ladder, featuring a significant tax-free threshold to help you get started.
The Safety Net Reality
In Australia, your taxes directly fuel a world-class public healthcare system through the Medicare Levy, offering a robust safety net for all residents. India's system relies more on mandatory provident fund contributions, focusing on long-term retirement savings and social security for the formal workforce.
The Bottom Line
If you want low tax ceilings and a lower cost of living while building wealth, India's default regime is a powerhouse for professionals. However, if you value comprehensive public services and a stunning natural environment, paying a bit more in Australian tax feels like a fair trade for the quality of life on offer.
Detailed tax breakdown
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