Australia vs New Zealand: Tax Comparison

Compare income tax rates and take-home pay between Australia and New Zealand

You'd keep $3,041 more in Australia

Australia

25.6% tax

New Zealand

28.6% tax

$253/mo difference

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Side-by-side breakdown

Australia

2025/26

26%

Income

Gross Salary$100,000
Taxable Income$100,000

Taxes & Contributions

Lower income earners-$3,078
Middle income earners-$19,380
Upper middle income earners-$1,147
Medicare Levy-$2,000
Total Taxes-$25,605
NET ANNUAL PAY$74,395
Per Month$6,200
Effective Rate25.6%

New Zealand

2024-2025

29%

Income

Gross Salary$100,000
KiwiSaver Employee Contribution-$3,000
Taxable Income$97,000

Taxes & Contributions

First bracket-$979
Second bracket-$3,966
Third bracket-$4,413
Fourth bracket-$16,599
Independent Earner Tax Credit+$311
KiwiSaver Employee Contribution-$3,000
Total Taxes-$28,646
NET ANNUAL PAY$71,354
Per Month$5,946
Effective Rate28.6%

Tax rate by income level

Australia
New Zealand

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