On a $100,000 salary, you'd take home $72,211 in United Kingdom (London) versus $71,963 in Australia — a difference of $248/year ($21/month).
Tax Breakdown Comparison
United Kingdom
2025-26 tax year
Take-Home Pay
$72,211
$6,018/mo
Effective Rate
27.8%
of gross
Australia
2025-26 tax year
Take-Home Pay
$71,963
$5,997/mo
Effective Rate
28.0%
of gross
Effective Tax Rate by Income
Shows effective tax rate (total tax / gross income) at different income levels in USD
Life & Taxes
What it's like to live and earn in each country
The Great Migration Adventure
Whether it's young professionals seeking the London hustle or families chasing the year-round sunshine of the Gold Coast, the bond between these two nations is legendary. This isn't just a move; it's a swap between the historic, cozy charm of the UK and the adventurous, outdoorsy spirit of the Australian dream.
Sunsets vs. Pub Sweaters
Life in Australia revolves around the beach and the backyard BBQ, offering a laid-back pace where the 'no worries' attitude is a way of life. Conversely, the UK offers an unmatched cultural density with world-class museums and weekend escapes to European capitals right on your doorstep.
Tax Tiers and Tapers
Australia offers a more granular five-tier system with recent cuts making it friendlier for middle-earners, while the UK keeps it simple with three main bands. However, high-flyers in Britain need to watch out for the personal allowance 'cliff edge' that can lead to some sneaky effective tax rates.
Paying for the Perks
Your paycheck contributions look different on each side of the globe: Australia directs funds toward the Medicare system, while the UK utilizes National Insurance to power the NHS and state pensions. Both systems ensure you aren't left stranded, but the way they calculate your social safety net 'membership fee' varies significantly.
The Ultimate Verdict
If you crave a simpler tax structure with high-earning potential in a global hub, the UK is your playground. But for those who value more progressive brackets and a lifestyle that feels like a permanent vacation, the Australian system might just be the winner for your wallet.
Compare all 140+ countries
See how Australia and United Kingdom rank globally