Canada vs Mexico: Tax Comparison

Compare income tax rates and take-home pay between Canada and Mexico

You'd keep $15 more in Mexico

Mexico

28.8% tax

Canada · Ontario

28.9% tax

$1/mo difference

Side-by-side breakdown

Mexico

2025

29%

Income

Gross Salary$100,000
Taxable Income$100,000

Taxes & Contributions

Bracket 1-$10
Bracket 2-$243
Bracket 3-$355
Bracket 4-$197
Bracket 5-$311
Bracket 6-$2,287
Bracket 7-$2,877
Bracket 8-$9,127
Bracket 9-$6,815
Bracket 10-$5,037
Social Security (IMSS)-$1,589
Total Taxes-$28,847
NET ANNUAL PAY$71,153
Per Month$5,929
Effective Rate28.8%

Canada · Ontario

2025

29%

Income

Gross Salary$100,000
Tax Credit-$1,710
Canada Pension Plan (CPP)-$3,238
Taxable Income$96,762

Taxes & Contributions

Lowest Rate-$6,081
Second Bracket-$8,598
Third Bracket-$3,349
First Bracket-$1,936
Second Bracket-$3,508
Third Bracket-$2,242
Canada Pension Plan (CPP)-$3,238
Employment Insurance (EI)-$788
Ontario Surtax 1-$611
Ontario Surtax 2-$679
Total Taxes-$28,862
NET ANNUAL PAY$71,138
Per Month$5,928
Effective Rate28.9%

Tax rate by income level

Canada
Mexico

Understanding the difference

Canada's Safety Net Premium

Canada's higher tax burden funds universal healthcare, robust pensions (CPP), and generous unemployment insurance. You're paying for a cradle-to-grave system; Mexico leaves most social protection to employers and your own wallet.

Mexico's Flat Simplicity

Mexico has no provincial taxes and minimal social contributions, making the tax code far more straightforward. But that simplicity comes at a cost: you're on your own for retirement savings and healthcare unless your employer provides it.

The Middle-Class Sweet Spot

Canada crushes Mexico on fairness for earners between CAD 50k-150k through generous basic personal credits and progressive relief. Mexico's system is flatter and faster to calculate, but offers less help to middle earners.

Exit and Residency Rules

Canada taxes worldwide income for residents, making it expensive to leave; Mexico only taxes Mexican-source income, giving you a cleaner break. If you're planning a short stint, Mexico's simpler residency and tax rules win; if you're staying, Canada's safety net justifies the cost.

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