Germany vs Austria: Tax Comparison

Compare income tax rates and take-home pay between Germany and Austria

You'd keep $1,496 more in Germany

Germany

38.4% tax

Austria

39.9% tax

$125/mo difference

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Side-by-side breakdown

Germany

2025

38%

Income

Gross Salary$100,000
Employee allowance (Werbungskostenpauschale)-$1,433
Pension insurance (employee)-$9,300
Unemployment insurance (employee)-$1,300
Health insurance (employee base)-$5,934
Health insurance (employee supplementary)-$2,357
Long-term care insurance (employee base)-$1,382
Long-term care insurance (childless surcharge)-$650
Taxable Income$77,644

Taxes & Contributions

Progressive zone (14% to 42%)-$17,508
Pension insurance (employee)-$9,300
Unemployment insurance (employee)-$1,300
Health insurance (employee base)-$5,934
Health insurance (employee supplementary)-$2,357
Long-term care insurance (employee base)-$1,382
Long-term care insurance (childless surcharge)-$650
Total Taxes-$38,432
NET ANNUAL PAY$61,568
Per Month$5,131
Effective Rate38.4%

Austria

2026

40%

Income

Gross Salary$100,000
Standard employment expense allowance-$154
Sickness insurance (employee)-$3,750
Unemployment insurance (employee)-$2,859
Pension insurance (employee)-$9,933
Miscellaneous insurance (employee)-$969
Taxable Income$82,334

Taxes & Contributions

First bracket-$1,970
Second bracket-$5,057
Third bracket-$15,806
Fourth bracket-$160
Transportation tax credit+$578
Sickness insurance (employee)-$3,750
Unemployment insurance (employee)-$2,859
Pension insurance (employee)-$9,933
Miscellaneous insurance (employee)-$969
Total Taxes-$39,927
NET ANNUAL PAY$60,073
Per Month$5,006
Effective Rate39.9%

Tax rate by income level

Austria
Germany

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