Germany vs Austria: Tax Comparison

Compare income tax rates and take-home pay between Germany and Austria

You'd keep $1,475 more in Germany

Germany

38.6% tax

Austria

40.1% tax

$123/mo difference

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Side-by-side breakdown

Germany

2025

39%

Income

Gross Salary$100,000
Employee allowance (Werbungskostenpauschale)-$1,408
Pension insurance (employee)-$9,300
Unemployment insurance (employee)-$1,300
Health insurance (employee base)-$5,829
Health insurance (employee supplementary)-$2,316
Long-term care insurance (employee base)-$1,357
Long-term care insurance (childless surcharge)-$639
Taxable Income$77,851

Taxes & Contributions

Progressive zone (14% to 42%)-$17,853
Pension insurance (employee)-$9,300
Unemployment insurance (employee)-$1,300
Health insurance (employee base)-$5,829
Health insurance (employee supplementary)-$2,316
Long-term care insurance (employee base)-$1,357
Long-term care insurance (childless surcharge)-$639
Total Taxes-$38,594
NET ANNUAL PAY$61,406
Per Month$5,117
Effective Rate38.6%

Austria

2026

40%

Income

Gross Salary$100,000
Standard employment expense allowance-$151
Sickness insurance (employee)-$3,684
Unemployment insurance (employee)-$2,808
Pension insurance (employee)-$9,758
Miscellaneous insurance (employee)-$952
Taxable Income$82,646

Taxes & Contributions

First bracket-$1,935
Second bracket-$4,968
Third bracket-$15,527
Fourth bracket-$1,003
Transportation tax credit+$568
Sickness insurance (employee)-$3,684
Unemployment insurance (employee)-$2,808
Pension insurance (employee)-$9,758
Miscellaneous insurance (employee)-$952
Total Taxes-$40,069
NET ANNUAL PAY$59,931
Per Month$4,994
Effective Rate40.1%

Tax rate by income level

Austria
Germany

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