Germany vs Austria: Tax Comparison

Compare income tax rates and take-home pay between Germany and Austria

You'd keep $1,491 more in Germany

Germany

38.5% tax

Austria

40.0% tax

$124/mo difference

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Side-by-side breakdown

Germany

2025

38%

Income

Gross Salary$100,000
Employee allowance (Werbungskostenpauschale)-$1,426
Pension insurance (employee)-$9,300
Unemployment insurance (employee)-$1,300
Health insurance (employee base)-$5,905
Health insurance (employee supplementary)-$2,346
Long-term care insurance (employee base)-$1,375
Long-term care insurance (childless surcharge)-$647
Taxable Income$77,701

Taxes & Contributions

Progressive zone (14% to 42%)-$17,603
Pension insurance (employee)-$9,300
Unemployment insurance (employee)-$1,300
Health insurance (employee base)-$5,905
Health insurance (employee supplementary)-$2,346
Long-term care insurance (employee base)-$1,375
Long-term care insurance (childless surcharge)-$647
Total Taxes-$38,475
NET ANNUAL PAY$61,525
Per Month$5,127
Effective Rate38.5%

Austria

2026

40%

Income

Gross Salary$100,000
Standard employment expense allowance-$153
Sickness insurance (employee)-$3,732
Unemployment insurance (employee)-$2,845
Pension insurance (employee)-$9,885
Miscellaneous insurance (employee)-$964
Taxable Income$82,420

Taxes & Contributions

First bracket-$1,961
Second bracket-$5,033
Third bracket-$15,729
Fourth bracket-$393
Transportation tax credit+$575
Sickness insurance (employee)-$3,732
Unemployment insurance (employee)-$2,845
Pension insurance (employee)-$9,885
Miscellaneous insurance (employee)-$964
Total Taxes-$39,966
NET ANNUAL PAY$60,034
Per Month$5,003
Effective Rate40.0%

Tax rate by income level

Austria
Germany

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