Netherlands vs Belgium: Tax Comparison

Compare income tax rates and take-home pay between Netherlands and Belgium

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On a $100,000 salary, you'd take home $60,091 in Netherlands versus $59,018 in Belgium (Brussels) — a difference of $1,073/year ($89/month).

Tax Breakdown Comparison

Netherlands

2026 tax year

Lower Tax

Take-Home Pay

$60,091

$5,008/mo

Effective Rate

39.9%

of gross

Gross$100,000
Income Tax -$25,053
Social Contributions -$14,856
Total -$39,909

Belgium

2025 tax year

Take-Home Pay

$59,018

$4,918/mo

Effective Rate

41.0%

of gross

Gross$100,000
Income Tax -$26,086
Social Contributions -$13,070
Surcharges -$1,826
Total -$40,982

Effective Tax Rate by Income

Shows effective tax rate (total tax / gross income) at different income levels in USD

Life & Taxes

What it's like to live and earn in each country

Lowlands, High Ambition

Young professionals often find themselves torn between the sleek, tech-driven hubs of the Netherlands and the cozy, historic charm of Belgium. Whether you are drawn to Amsterdam’s canals or Brussels’ diplomatic heart, both countries offer a high quality of life for ambitious expats and growing families alike.

Bikes vs. Bistros

Life in the Netherlands is defined by efficiency, wind-swept bike rides, and a direct 'gezellig' social style. Meanwhile, Belgium leans into a slower pace, where the weekends are reserved for world-class gastronomy and the legendary beer culture that makes every evening feel like a celebration.

The Bracket Battle

The Dutch system keeps things relatively streamlined with fewer brackets, though you'll reach the top rate quite quickly. Belgium takes a more granular approach with more steps to climb, but compensates by offering a generous personal allowance and unique professional expense deductions that help soften the blow.

Investing in Wellbeing

In both nations, your tax euros buy peace of mind through robust social safety nets and infrastructure. The Netherlands integrates its national insurance into the tax bill for a more 'all-in-one' feel, while Belgium relies heavily on its social security system to fund its famous healthcare and public services.

The Local Loophole

Watch out for the regional quirks! While the Netherlands has a flat national structure, your Belgian tax bill depends on your neighborhood due to communal surcharges. Ultimately, the 'winner' depends on whether you value Dutch simplicity or the deduction-heavy Belgian lifestyle.

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Netherlands vs Belgium: Tax System Details

Netherlands

Tax Year
2026
Currency
EUR
Key Assumptions
  • -Taxation is based on 'Box 1' income (employment and home ownership).
  • -National Insurance (27.65%) is integrated into the first income tax bracket (up to €38,883).
  • -Social contributions are not deductible for income tax purposes per source.
  • -Levy rebates (General and Labor) are excluded as specific 2026 formulas and values are not provided in the source.
  • -The mandatory nominal health insurance premium is estimated at €1,900 based on the source text.
  • -Employer-paid contributions (including the 6.10% Zvw contribution) are excluded from this employee-focused calculation.

Belgium

Tax Year
2025
Currency
EUR
Region Used
Brussels
Key Assumptions
  • -Standard professional expense deduction for employees (30% of gross, max 5,930 EUR) is applied as an income-based deduction.
  • -Communal tax is calculated as a surcharge on the federal income tax. An average rate of 7% is used.
  • -The Special Social Security Contribution (SSSC) is mentioned but excluded from calculation as the specific salary tiers were not provided in the source text.
  • -Personal basic exemption of 10,910 EUR is treated as a standard personal allowance.

Calculation Methodology

What's Included

  • Federal/national income tax
  • State, provincial, or local taxes
  • Social security contributions
  • Healthcare levies (where mandatory)
  • Additional surcharges

Assumptions

  • Single filer, no dependents
  • Employment income only
  • Standard deductions applied
  • Age 35 (where relevant)
  • No special tax credits