Sweden vs Norway: Tax Comparison

Compare income tax rates and take-home pay between Sweden and Norway

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On a $100,000 salary, you'd take home $69,906 in Norway (Oslo) versus $58,173 in Sweden (National Average) — a difference of $11,733/year ($978/month).

Tax Breakdown Comparison

Norway

2025 tax year

Lower Tax

Take-Home Pay

$69,906

$5,825/mo

Effective Rate

30.1%

of gross

Gross$100,000
Income Tax -$4,675
Oslo Tax -$17,619
Social Contributions -$7,800
Total -$30,094

Sweden

2025 tax year

Take-Home Pay

$58,173

$4,848/mo

Effective Rate

41.8%

of gross

Gross$100,000
Income Tax -$6,053
National Average Tax -$30,833
Social Contributions -$4,941
Total -$41,827

Effective Tax Rate by Income

Shows effective tax rate (total tax / gross income) at different income levels in USD

Life & Taxes

What it's like to live and earn in each country

Nordic Neighbors, Different Vibes

Whether you are a tech developer heading to Stockholm's 'Unicorn Factory' or an engineer chasing the fjords in Oslo, moving between these giants is a classic expat rite of passage. While Sweden offers a cosmopolitan, design-forward lifestyle, Norway lures those seeking rugged nature and the world's most robust mountainous playground.

The Daily Grind Luxury

Life in Sweden revolves around 'fika' and a highly structured social equality, whereas Norway’s wealth from the sea translates into a slightly higher cost of living balanced by incredible public infrastructure. Both countries prioritize a work-life balance that makes 'overtime' feel like a forgotten concept, focusing instead on family and the great outdoors.

Two Paths to Contribution

Sweden keeps it simple with a two-tier system dominated by a flat municipal rate, making your paycheck predictable from the start. Norway uses a more granular 'bracket tax' approach that scales gradually with your success, ensuring that as you climb the career ladder, your contribution evolves alongside your salary.

The Ultimate Safety Net

In both nations, your taxes act as a massive insurance policy for life, covering everything from world-class healthcare to generous parental leave. While Swedes benefit from a fully tax-credited pension fee, Norwegians contribute via the 'Trygdeavgift' to maintain one of the most envied social security systems on the planet.

The Bottom Line

Choosing between them isn't just about the math; it's about whether you prefer Sweden's streamlined tax simplicity or Norway's progressive, nature-funded stability. If you want a vibrant urban culture with a clear tax ceiling, go Swedish; if you want a wealth-backed social fortress with a gradual tax climb, Norway is your winner.

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Sweden vs Norway: Tax System Details

Norway

Tax Year
2025
Currency
NOK
Region Used
Oslo
Key Assumptions
  • -The 22% General Income Tax is modeled as a subnational tax for Oslo so that the Personal Allowance (Personfradrag) and Minimum Deduction (Minstefradrag) are correctly applied to its base only.
  • -The 'Bracket Tax' (Trinnskatt) is modeled as the primary national income tax.
  • -Social security contributions (Trygdeavgift) are 7.8% for standard employees; the low-income exemption (NOK 99,650) and 25% phase-in are noted but modeled as a flat rate for calculation simplicity for standard workers.
  • -Employer's 5% extra social tax is excluded as it is abolished effective January 1, 2025.

Sweden

Tax Year
2025
Currency
SEK
Region Used
National Average
Key Assumptions
  • -Municipal tax rate of 32% used as it is stated as the national average in the source.
  • -The Basic Allowance (Grundavdrag) provided in the source (SEK 16,800 - 44,800) refers to 2024; the minimum of 16,800 is used as a baseline.
  • -The General Pension Fee (7%) is included as a mandatory contribution, but according to the source, it is fully tax-creditable, making the effective cost zero.
  • -The Earned Income Tax Credit (Jobbskatteavdrag) is explicitly excluded because the source does not provide the specific calculation parameters required for extraction.
  • -Expert tax relief (25% exemption) is excluded as it is an alternative tax regime.
  • -Public service fees (media tax) are not included in the source data and therefore excluded.

Calculation Methodology

What's Included

  • Federal/national income tax
  • State, provincial, or local taxes
  • Social security contributions
  • Healthcare levies (where mandatory)
  • Additional surcharges

Assumptions

  • Single filer, no dependents
  • Employment income only
  • Standard deductions applied
  • Age 35 (where relevant)
  • No special tax credits