United Kingdom vs New Zealand: Tax Comparison

Compare income tax rates and take-home pay between United Kingdom and New Zealand

You'd keep $1,029 more in United Kingdom

United Kingdom

27.8% tax

New Zealand

28.8% tax

$86/mo difference

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Side-by-side breakdown

United Kingdom

2025/26

28%

Income

Gross Salary$100,000
Personal allowance-$16,952
Taxable Income$83,048

Taxes & Contributions

Basic rate-$10,169
Higher rate-$12,882
Class 1 National Insurance (employee)-$4,712
Total Taxes-$27,762
NET ANNUAL PAY$72,238
Per Month$6,020
Effective Rate27.8%

New Zealand

2024-2025

29%

Income

Gross Salary$100,000
KiwiSaver Employee Contribution-$3,000
Taxable Income$97,000

Taxes & Contributions

First bracket-$957
Second bracket-$3,875
Third bracket-$4,312
Fourth bracket-$16,950
Independent Earner Tax Credit+$304
KiwiSaver Employee Contribution-$3,000
Total Taxes-$28,791
NET ANNUAL PAY$71,209
Per Month$5,934
Effective Rate28.8%

Tax rate by income level

New Zealand
United Kingdom

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