United Kingdom vs New Zealand: Tax Comparison

Compare income tax rates and take-home pay between United Kingdom and New Zealand

You'd keep $1,010 more in United Kingdom

United Kingdom

27.7% tax

New Zealand

28.7% tax

$84/mo difference

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Side-by-side breakdown

United Kingdom

2025/26

28%

Income

Gross Salary$100,000
Personal allowance-$17,026
Taxable Income$82,974

Taxes & Contributions

Basic rate-$10,213
Higher rate-$12,764
Class 1 National Insurance (employee)-$4,723
Total Taxes-$27,700
NET ANNUAL PAY$72,300
Per Month$6,025
Effective Rate27.7%

New Zealand

2024-2025

29%

Income

Gross Salary$100,000
KiwiSaver Employee Contribution-$3,000
Taxable Income$97,000

Taxes & Contributions

First bracket-$969
Second bracket-$3,925
Third bracket-$4,368
Fourth bracket-$16,756
Independent Earner Tax Credit+$308
KiwiSaver Employee Contribution-$3,000
Total Taxes-$28,711
NET ANNUAL PAY$71,289
Per Month$5,941
Effective Rate28.7%

Tax rate by income level

New Zealand
United Kingdom

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