United Kingdom vs New Zealand: Tax Comparison

Compare income tax rates and take-home pay between United Kingdom and New Zealand

You'd keep $1,044 more in United Kingdom

United Kingdom

27.9% tax

New Zealand

28.9% tax

$87/mo difference

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Side-by-side breakdown

United Kingdom

2025/26

28%

Income

Gross Salary$100,000
Personal allowance-$16,814
Taxable Income$83,186

Taxes & Contributions

Basic rate-$10,086
Higher rate-$13,103
Class 1 National Insurance (employee)-$4,689
Total Taxes-$27,878
NET ANNUAL PAY$72,122
Per Month$6,010
Effective Rate27.9%

New Zealand

2024-2025

29%

Income

Gross Salary$100,000
KiwiSaver Employee Contribution-$3,000
Taxable Income$97,000

Taxes & Contributions

First bracket-$937
Second bracket-$3,793
Third bracket-$4,221
Fourth bracket-$17,269
Independent Earner Tax Credit+$297
KiwiSaver Employee Contribution-$3,000
Total Taxes-$28,923
NET ANNUAL PAY$71,077
Per Month$5,923
Effective Rate28.9%

Tax rate by income level

New Zealand
United Kingdom

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