United Kingdom vs Nigeria: Tax Comparison

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On a $100,000 salary, you'd take home $75,106 in Nigeria versus $72,162 in United Kingdom.

Nigeria

$75,106

+$2,945/year

United Kingdom

$72,162

That's $245 more per month in Nigeria

Side-by-side breakdown

Highest Take-Home

Nigeria

2024-25 · Lagos

24.9%

effective tax rate

Take-home
$75,106

$6,259/mo

Income 17% Social 8%

United Kingdom

2025-26 · London

27.8%

effective tax rate

Take-home
$72,162

$6,013/mo

Income 23% Social 5%

Tax rate by income level

Effective Tax Rate by Income

Shows effective tax rate (total tax / gross income) at different income levels in USD

Understanding the difference

Life & Taxes

A Tale of Two Worlds

The path between London and Lagos is well-trodden by ambitious professionals and returning 'repats' looking for new horizons. While the UK offers a structured, historic pace for families and tech pros, Nigeria pulses with a vibrant, entrepreneurial energy that draws in those looking to disrupt markets.

Vibe Check: Pubs vs. Parties

Living in the UK means navigating cozy rainy days and a meticulously organized lifestyle where everything has its place. In contrast, life in Nigeria is high-octane and social, centered around community, legendary celebrations, and a sun-soaked resilience that makes every day an adventure.

Navigating the Tax Maze

The UK keeps it simple with fewer brackets but asks for a much larger slice of the pie once you find success. Nigeria utilizes more frequent steps in its tax ladder, but even at the top, the percentage you keep in your pocket is significantly higher than in the British system.

The Social Safety Net

In Britain, your National Insurance is the ticket to 'free' healthcare and a state pension, providing a peace-of-mind cushion. Nigeria's system is leaner, focusing on personal pension pots and relief allowances, leaving more liquid cash for you to invest in your own private security and services.

The Bottom Line

If you value a robust public infrastructure and don't mind the high cost of entry, the UK is a steady harbor. However, for the high-earning maverick who wants to maximize take-home pay and manage their own destiny, Nigeria's tax-friendly ceiling is hard to beat.

Detailed tax breakdown

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