Chile Tax Calculator (2026)
Income tax rates and take-home pay for Chile
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Chile Income Tax Brackets (2025)
| Bracket | Income Range | Rate |
|---|---|---|
| Exempt bracket (Global Complementary Tax) | CLP 0 - CLP 742,000 | 0.0% |
| 4% bracket | CLP 742,000 - CLP 1,646,000 | 4.0% |
| 8% bracket | CLP 1,646,000 - CLP 2,745,000 | 8.0% |
| 13.5% bracket | CLP 2,745,000 - CLP 3,843,000 | 13.5% |
| 23% bracket | CLP 3,843,000 - CLP 4,942,000 | 23.0% |
| 30.4% bracket | CLP 4,942,000 - CLP 6,583,000 | 30.4% |
| 35.5% bracket (top) | CLP 6,583,000+ | 35.5% |
Pension and social security (employee contribution)
| Bracket | Income Range | Rate |
|---|---|---|
| 20% up to cap | CLP 0 - CLP 4,870,000 | 20.0% |
| Above cap (0%) | CLP 4,870,000+ | 0.0% |
Capped at CLP 974,000 per year
Unemployment insurance (employee contribution)
| Bracket | Income Range | Rate |
|---|---|---|
| 0.6% up to cap | CLP 0 - CLP 7,378,000 | 0.6% |
| Above cap (0%) | CLP 7,378,000+ | 0.0% |
Capped at CLP 442,680 per year
Key Facts
Tax Year
2025
Currency
CLP
Top Rate
35.5%
Brackets
7 brackets
Tax-Free Threshold
CLP 742,000
Social Contributions
2 items
Assumptions
- · Resident employee model; no expat regime applied.
- · Social security contribution of 20% capped at 75.7 UF (~USD 3,048.65/month) used as representative approximation in CLP terms.
- · Unemployment insurance (0.6% employee, 2.4% employer) simplified: only 0.6% employee component included; employer component excluded per rules.
- · Labour accident insurance excluded due to employer-based variability.
- · Tax brackets converted from USD 2017 rates to representative 2025 CLP equivalents using 2025 UTM indexing (~CLP 65,000/UTM nominal baseline).
- · Exchange rate conversion from USD (28 June 2017 ~CLP 640/USD) applied with 2025 inflation adjustment for illustration.
- · Global Complementary Tax and Employment Tax brackets presented; system uses whichever is higher for resident employees.
- · Mortgage interest deduction (max 8 UTA, phased out at 150 UTA income) included as income-based deduction.
- · APV (voluntary pension) contribution deduction eliminated as of 1 January 2017; not included.
- · Educational credit (UF 4.4 per child, phases out at UF 792 household income) included as illustrative income-based credit.
- · No church tax, no optional expat regime applied.
- · This model represents a typical resident employee; actual liability depends on precise income level and choice between complementary or employment tax regimes.
Frequently asked questions
How much income tax do I pay in Chile if I'm a resident employee?
Chile uses a progressive tax system with 7 income tax brackets ranging from 0% on income up to CLP 742,000 to a top rate of 35.5% on income above CLP 6,583,000. The first bracket is entirely exempt, and most resident employees pay either Global Complementary Tax or Employment Tax, whichever is higher. Your actual rate depends on your total income level and any applicable deductions like mortgage interest.
What are the mandatory social security deductions from my salary in Chile?
As a resident employee in Chile, you pay two main social contributions: a pension and social security contribution of 20% on gross income (capped at CLP 4,870,000 per month) and unemployment insurance of 0.6% on gross income (capped at CLP 7,378,000 per month). Both contributions are deductible from your taxable income, reducing your overall income tax liability.
Do I get any tax breaks or credits as an employee in Chile?
Yes, Chile offers two main income-based benefits: a mortgage interest expense deduction of up to CLP 520,000 annually (available for incomes up to CLP 9,750,000), and an educational credit of CLP 11,550 per child (available for household incomes up to CLP 51,624,000). These reduce your tax burden if you qualify based on your income level and circumstances.
What's my take-home pay after taxes and social contributions in Chile?
Your take-home pay equals your gross income minus pension contributions (20%, capped), unemployment insurance (0.6%, capped), and income tax after deductions and credits. For example, someone earning CLP 3,843,000 would pay roughly 20% pension contribution plus 0.6% unemployment insurance, then income tax on the remaining amount using the progressive brackets. Use the calculator on this page to see your exact take-home for your specific salary.
Is there a regional or state income tax in Chile I need to know about?
No, Chile does not have regional or state income taxes that vary by location. The income tax brackets and social contributions listed here apply nationwide to all resident employees, regardless of which region of Chile you work or live in.
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