Chile Tax Calculator (2026)
Income tax rates and take-home pay for Chile
Sponsored
Getting paid in a foreign currency?
Get paid in 22 currencies at the real exchange rate, with no hidden fees or mark-ups, so the take-home above isn't quietly shaved by FX fees.
Get a Wise accountWe may earn a commission if you sign up through this link.
Chile Income Tax Brackets (2025)
| Bracket | Income Range | Rate |
|---|---|---|
| Exempt bracket (Global Complementary Tax) | CLP 0 - CLP 742,000 | 0.0% |
| 4% bracket | CLP 742,000 - CLP 1,646,000 | 4.0% |
| 8% bracket | CLP 1,646,000 - CLP 2,745,000 | 8.0% |
| 13.5% bracket | CLP 2,745,000 - CLP 3,843,000 | 13.5% |
| 23% bracket | CLP 3,843,000 - CLP 4,942,000 | 23.0% |
| 30.4% bracket | CLP 4,942,000 - CLP 6,583,000 | 30.4% |
| 35.5% bracket (top) | CLP 6,583,000+ | 35.5% |
Pension and social security (employee contribution)
| Bracket | Income Range | Rate |
|---|---|---|
| 20% up to cap | CLP 0 - CLP 4,870,000 | 20.0% |
| Above cap (0%) | CLP 4,870,000+ | 0.0% |
Capped at CLP 974,000 per year
Unemployment insurance (employee contribution)
| Bracket | Income Range | Rate |
|---|---|---|
| 0.6% up to cap | CLP 0 - CLP 7,378,000 | 0.6% |
| Above cap (0%) | CLP 7,378,000+ | 0.0% |
Capped at CLP 442,680 per year
Key Facts
Tax Year
2025
Currency
CLP
Top Rate
35.5%
Brackets
7 brackets
Tax-Free Threshold
CLP 742,000
Social Contributions
2 items
Assumptions
- · Resident employee model; no expat regime applied.
- · Social security contribution of 20% capped at 75.7 UF (~USD 3,048.65/month) used as representative approximation in CLP terms.
- · Unemployment insurance (0.6% employee, 2.4% employer) simplified: only 0.6% employee component included; employer component excluded per rules.
- · Labour accident insurance excluded due to employer-based variability.
- · Tax brackets converted from USD 2017 rates to representative 2025 CLP equivalents using 2025 UTM indexing (~CLP 65,000/UTM nominal baseline).
- · Exchange rate conversion from USD (28 June 2017 ~CLP 640/USD) applied with 2025 inflation adjustment for illustration.
- · Global Complementary Tax and Employment Tax brackets presented; system uses whichever is higher for resident employees.
- · Mortgage interest deduction (max 8 UTA, phased out at 150 UTA income) included as income-based deduction.
- · APV (voluntary pension) contribution deduction eliminated as of 1 January 2017; not included.
- · Educational credit (UF 4.4 per child, phases out at UF 792 household income) included as illustrative income-based credit.
- · No church tax, no optional expat regime applied.
- · This model represents a typical resident employee; actual liability depends on precise income level and choice between complementary or employment tax regimes.
Frequently asked questions
How much income tax do I pay in Chile as a resident employee?
Chile uses a progressive income tax system with 7 brackets ranging from 0% on income up to CLP 742,000 to a top rate of 35.5% on income above CLP 6,583,000. Your actual tax depends on which bracket your income falls into; the system applies either the Global Complementary Tax or Employment Tax, whichever is higher for resident employees. Most expats and remote workers are taxed as resident employees unless they qualify for a special expat regime.
What deductions and credits can I claim on my Chilean taxes?
You can deduct mortgage interest expense up to CLP 520,000 annually if your income is below CLP 9,750,000. Additionally, if you have children, you can claim an educational credit of CLP 11,550 per child, which phases out above CLP 51,624,000 in household income. Both mandatory pension contributions (capped at 20% of gross income) and unemployment insurance (0.6%) are also deductible from your taxable income.
How much do I contribute to pension and social security in Chile?
As an employee in Chile, you contribute 20% of your gross income to pension and social security, but this is capped at a maximum contribution of CLP 974,000 per month. You also pay 0.6% unemployment insurance on income up to CLP 7,378,000 annually. Both contributions are deductible from your income before calculating income tax.
Do I pay tax differently if I'm an expat or remote worker in Chile?
The standard model for resident employees in Chile does not include a special expat tax regime; expats and remote workers are generally taxed as resident employees using the same progressive brackets and rules as Chilean citizens. Tax residency typically depends on spending more than 183 days in Chile during a calendar year or having your center of economic interest in the country. It is recommended to consult a local tax advisor to confirm your residency status and any applicable tax treaties with your home country.
What is the take-home pay after taxes and social contributions in Chile?
Your take-home pay is calculated by subtracting both income tax and mandatory social contributions (20% pension plus 0.6% unemployment insurance) from your gross income. For example, on a salary of CLP 3,000,000, you would pay approximately 20% in pension contributions, 0.6% in unemployment insurance, and then income tax based on your bracket after these deductions. The exact amount depends on your specific income level and whether you qualify for any deductions like mortgage interest or educational credits.
Compare Chile with other countries
Other tax calculators
Compare Chile with another country
See side-by-side tax breakdowns for any two countries