Cyprus Tax Calculator (2026)
Income tax rates and take-home pay for Cyprus
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Cyprus Income Tax Brackets (2025)
| Bracket | Income Range | Rate |
|---|---|---|
| Tax-free band | €0 - €19,500 | 0.0% |
| 20% band | €19,501 - €28,000 | 20.0% |
| 25% band | €28,001 - €36,300 | 25.0% |
| 30% band | €36,301 - €60,000 | 30.0% |
| 35% band | €60,001+ | 35.0% |
Social insurance contributions (employee)
| Bracket | Income Range | Rate |
|---|---|---|
| Employee social insurance | €0+ | 8.8% |
Capped at €5,862 per year
General Health System contributions (employee)
| Bracket | Income Range | Rate |
|---|---|---|
| GHS employee contribution | €0 - €180,000 | 2.6% |
Capped at €4,770 per year
Key Facts
Tax Year
2025
Currency
EUR
Top Rate
35.0%
Brackets
5 brackets
Tax-Free Threshold
€19,500
Social Contributions
2 items
Assumptions
- · Model applies to Cyprus tax residents with worldwide income and Cyprus domicile for SDC purposes.
- · Employment income only; excludes dividend, interest, and rental income subject to Special Defence Contribution.
- · Social insurance contributions capped at EUR 66,612 annual insurable emoluments (2025).
- · GHS contributions capped at EUR 180,000 annual income.
- · No SDC modeled for employment income (SDC applies to investment income only).
- · Standard employee deductions (life insurance, pension, medical fund) modeled as separate deductions subject to overall 1/5 of chargeable income limit.
- · All deductions assumed to be within annual limits for a typical employee.
Frequently asked questions
What is the top income tax rate in Cyprus?
The highest marginal income tax rate in Cyprus is 0.3%. Your effective tax rate will be lower depending on your income level.
How many tax brackets does Cyprus have?
Cyprus has 5 income tax brackets. Income is taxed in brackets - you only pay the higher rate on income above each threshold, not on your entire income.
How is take-home pay calculated in Cyprus?
Take-home pay in Cyprus is your gross salary minus income tax, social contributions, and any applicable surcharges. Use the calculator above to see an exact breakdown for your salary.
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