Eswatini Tax Calculator (2026)
Income tax rates and take-home pay for Eswatini
Eswatini Income Tax Brackets (2026)
| Bracket | Income Range | Rate |
|---|---|---|
| 0 to SZL 100,000 | SZL 0 - SZL 100,000 | 20.0% |
| SZL 100,000 to SZL 150,000 | SZL 100,000 - SZL 150,000 | 25.0% |
| SZL 150,000 to SZL 200,000 | SZL 150,000 - SZL 200,000 | 30.0% |
| SZL 200,000 and above | SZL 200,000+ | 33.0% |
Tax credit: SZL 8,200
Graded tax (poll tax)
Fixed amount: SZL 18 per year
Key Facts
Tax Year
2026
Currency
SZL
Top Rate
33.0%
Brackets
4 brackets
Tax Credit
SZL 8,200
Social Contributions
0 items
Assumptions
- · Model uses the standard resident employee rebate of SZL 8,200 per annum (under age 60).
- · Graded tax (poll tax) of SZL 18.00 per annum is included as a mandatory surcharge.
- · Pension fund contributions up to 10% of gross salary are deductible; modeled as optional and not included in default comparison.
- · Mortgage interest deduction (10% up to SZL 2,400 max) excluded as it depends on individual circumstances.
- · No social security contributions exist in Eswatini.
- · VAT and stamp taxes are excluded as they apply to consumption and transactions, not employment income.
Frequently asked questions
What are the income tax rates in Eswatini?
Eswatini uses a progressive tax system with four brackets: 20% on income up to SZL 100,000, 25% on SZL 100,000 to SZL 150,000, 30% on SZL 150,000 to SZL 200,000, and 33% on income above SZL 200,000. Everyone also receives a personal tax rebate of SZL 8,200 per year (if under age 60), which reduces the tax you owe.
Do I have to pay social security contributions in Eswatini?
No, Eswatini does not have a social security contribution system for employees. This means you won't see deductions for social security on your payslip, making the take-home calculation more straightforward than in many other countries.
What is the graded tax (poll tax) in Eswatini?
The graded tax, also known as poll tax, is a mandatory annual surcharge of SZL 18.00 that all residents must pay. This is a fixed amount added to your income tax liability and applies to everyone earning income in Eswatini.
Can I deduct pension contributions from my taxable income?
Yes, pension fund contributions up to 10% of your gross salary are tax-deductible in Eswatini. However, this deduction is optional and depends on your individual circumstances, so you'll want to discuss it with your employer or a tax advisor to see if it makes sense for you.
Is there a mortgage interest deduction available in Eswatini?
Eswatini does allow a mortgage interest deduction of up to 10% of interest paid, with a maximum deduction of SZL 2,400 per year. This deduction is available to homeowners, but it depends on your specific mortgage situation, so you may need to provide documentation to claim it.
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