Hong Kong Tax Calculator (2026)
Income tax rates and take-home pay for Hong Kong
Hong Kong Income Tax Brackets (2025/26)
| Bracket | Income Range | Rate |
|---|---|---|
| 0 to HKD 50,000 | HK$0 - HK$50,000 | 2.0% |
| HKD 50,000 to HKD 100,000 | HK$50,000 - HK$100,000 | 6.0% |
| HKD 100,000 to HKD 150,000 | HK$100,000 - HK$150,000 | 10.0% |
| HKD 150,000 to HKD 200,000 | HK$150,000 - HK$200,000 | 14.0% |
| Over HKD 200,000 | HK$200,000+ | 17.0% |
Personal allowance: HK$132,000
Mandatory Provident Fund (MPF)
| Bracket | Income Range | Rate |
|---|---|---|
| MPF 5% on monthly income up to HKD 30,000 | HK$0 - HK$360,000 | 5.0% |
Capped at HK$18,000 per year
Maximum Tax Cap
| Bracket | Income Range | Rate |
|---|---|---|
| Cap rate on first HKD 5,000,000 | HK$0 - HK$5,000,000 | 15.0% |
| Cap rate on income above HKD 5,000,000 | HK$5,000,000+ | 16.0% |
Key Facts
Tax Year
2025/26
Currency
HKD
Top Rate
17.0%
Brackets
5 brackets
Allowance
HK$132,000
Social Contributions
1 item
Assumptions
- · Model covers salaries tax on employment income only; profits tax and property tax excluded.
- · Personal allowance used: HKD 132,000 (basic allowance for single person).
- · MPF contributions: 5% employee contribution on income up to HKD 30,000/month (HKD 360,000/year), deductible from taxable income.
- · Maximum tax cap applies: 15% on first HKD 5,000,000 of net income + 16% on remainder, calculated without personal allowances but after other deductions.
- · No local or provincial income taxes in Hong Kong SAR.
- · Concessionary deductions (VHIS, charitable, self-education, home loan interest, etc.) not modeled in representative calculation.
- · Assumes full-year Hong Kong employment with all services rendered in Hong Kong SAR.
Frequently asked questions
How much income tax do I pay in Hong Kong?
Hong Kong has a progressive tax system with 5 income brackets ranging from 2% on the first HKD 50,000 of taxable income up to 17% on income above HKD 200,000. You also receive a basic personal allowance of HKD 132,000, which reduces your taxable income, and a maximum tax cap ensures you never pay more than 15% on the first HKD 5,000,000 of net income and 16% on anything above that.
What is MPF and do I have to contribute?
The Mandatory Provident Fund (MPF) is a mandatory retirement savings scheme where employees contribute 5% of their gross income, capped at a maximum of HKD 18,000 per year. The good news is that your MPF contributions are deductible from your taxable income, which reduces the amount of income tax you owe.
Are there any other taxes I should know about besides income tax?
Hong Kong has no local or provincial income taxes, so salaries tax is the main income-based tax you'll face. The calculator covers salaries tax on employment income only; if you're self-employed or have business income, you may be subject to profits tax, which operates separately.
Do expats or remote workers get different tax treatment in Hong Kong?
As long as you're working as an employee in Hong Kong and all your services are rendered in Hong Kong SAR, you're subject to the standard salaries tax brackets and allowances. However, the calculator doesn't include optional deductions like voluntary health insurance, charitable donations, or home loan interest relief, which could lower your actual tax bill if you qualify.
What's the take-home pay calculator actually showing me?
The calculator shows your net pay after deducting income tax and your 5% mandatory MPF contribution from your gross salary. It uses the standard 5 income tax brackets, the HKD 132,000 personal allowance, and applies the maximum tax cap to give you a realistic estimate of what you'll actually receive each year.
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