Malta Tax Calculator (2026)
Income tax rates and take-home pay for Malta
Malta Income Tax Brackets (2025)
| Bracket | Income Range | Rate |
|---|---|---|
| Tax-free Bracket | €0 - €12,000 | 0.0% |
| 15% Bracket | €12,000 - €16,000 | 15.0% |
| 25% Bracket | €16,000 - €60,000 | 25.0% |
| 35% Bracket | €60,000+ | 35.0% |
Social Security Contribution
| Bracket | Income Range | Rate |
|---|---|---|
| Standard Rate | €0+ | 10.0% |
Capped at €2,830 per year
Key Facts
Tax Year
2025
Currency
EUR
Top Rate
35.0%
Brackets
4 brackets
Tax-Free Threshold
€12,000
Social Contributions
1 item
Assumptions
- · Calculated using Single resident taxpayer rates for the 2025 basis year.
- · Social Security contributions are based on the rate for individuals born on or after 1 January 1962.
- · The Social Security cap is calculated as the weekly fixed amount of €54.43 multiplied by 52 weeks (€2,830.36).
- · No subnational income taxes exist in Malta.
Frequently asked questions
How much income can I earn tax-free in Malta?
In Malta, you can earn up to EUR 12,000 per year completely tax-free. Once your income exceeds EUR 12,000, you'll start paying income tax at 15% on the amount between EUR 12,000 and EUR 16,000. This makes Malta quite attractive for lower-income earners and remote workers just starting out.
What are the income tax brackets in Malta?
Malta has four income tax brackets: 0% on income up to EUR 12,000; 15% from EUR 12,000 to EUR 16,000; 25% from EUR 16,000 to EUR 60,000; and 35% on income above EUR 60,000. The top rate of 35% applies to higher earners, making the system progressively more taxing as your income increases.
Do I have to pay social security contributions in Malta?
Yes, as an employee in Malta you must contribute 10% of your gross income to Social Security, though this contribution is capped at EUR 2,830.36 per year. This means once you reach a certain income level, your social security contribution stops increasing. The contribution is not tax-deductible, so it comes out of your gross pay before calculating your income tax.
Is there a difference in tax rates between regions in Malta?
No, Malta has no regional or subnational income taxes, so tax rates are the same whether you live in Valletta, Sliema, or any other part of the country. This simplifies tax planning for expats and remote workers relocating to different areas within Malta.
How much will I take home if I earn EUR 50,000 in Malta?
On EUR 50,000 gross income, you'd pay approximately EUR 8,500 in income tax (EUR 0 on the first EUR 12,000; EUR 600 on EUR 12,000-16,000 at 15%; EUR 11,000 on EUR 16,000-60,000 at 25%, minus EUR 2,500 already counted) plus EUR 2,830.36 in capped social security contributions, leaving you with roughly EUR 38,670 in take-home pay. Using our calculator above will give you the exact figure based on your specific circumstances.
Compare Malta with other countries
Other tax calculators
Compare Malta with another country
See side-by-side tax breakdowns for any two countries