Namibia Tax Calculator (2026)
Income tax rates and take-home pay for Namibia
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Namibia Income Tax Brackets (2025-2026)
| Bracket | Income Range | Rate |
|---|---|---|
| Tax-free threshold | NAD 0 - NAD 100,000 | 0.0% |
| First bracket | NAD 100,000 - NAD 150,000 | 18.0% |
| Second bracket | NAD 150,000 - NAD 350,000 | 25.0% |
| Third bracket | NAD 350,000 - NAD 550,000 | 28.0% |
| Fourth bracket | NAD 550,000 - NAD 850,000 | 30.0% |
| Fifth bracket | NAD 850,000 - NAD 1,550,000 | 32.0% |
| Top bracket | NAD 1,550,000+ | 37.0% |
Maternity Leave, Sick Leave, and Death Benefit Fund
Fixed amount: NAD 1,188 per year
Capped at NAD 1,188 per year
Key Facts
Tax Year
2025-2026
Currency
NAD
Top Rate
37.0%
Brackets
7 brackets
Tax-Free Threshold
NAD 100,000
Social Contributions
1 item
Assumptions
- · Tax year runs 1 March 2025 through 28 February 2026.
- · Model assumes a resident employee with no optional deductions (e.g., pension contributions, housing scheme benefits).
- · Workmen's compensation is employer-only and excluded.
- · VAT and other consumption taxes are excluded as not part of employment income taxation.
- · Maternity/Sick Leave/Death Benefit Fund contributions capped at NAD 99/month (NAD 1,188/year) per employee.
- · Ring fencing rules for loss-making trades excluded as not applicable to salary comparison model.
Frequently asked questions
How much income tax do I pay in Namibia if I earn NAD 200,000 per year?
Your first NAD 100,000 is tax-free. On the remaining NAD 100,000, you pay 18% on the first NAD 50,000 (NAD 9,000) and 25% on the next NAD 50,000 (NAD 12,500), for a total of NAD 21,500 in income tax. This leaves you with approximately NAD 178,500 in take-home pay before any other deductions.
What is the highest income tax rate in Namibia?
Namibia's top marginal income tax rate is 37%, which applies to annual income above NAD 1,550,000. The country has seven progressive tax brackets ranging from a 0% tax-free threshold up to this top rate, so your tax burden increases gradually as your income rises.
Do I have to contribute to any social funds as an employee in Namibia?
Yes, employees must contribute to the Maternity Leave, Sick Leave, and Death Benefit Fund, which costs a fixed NAD 1,188 per year (NAD 99 per month). This contribution is not tax-deductible, so it comes out of your take-home pay in addition to income tax.
Is there a significant jump in tax rates between income brackets in Namibia?
Namibia's tax brackets are designed to be progressive without dramatic jumps. Rates increase gradually from 18% in the first bracket above the tax-free threshold, moving through 25%, 28%, 30%, 32%, and finally 37% at the top. This means higher earners pay more, but the increases are spread across multiple brackets rather than one steep jump.
Are there any deductions I can claim to reduce my taxable income in Namibia?
The standard employee tax model in Namibia does not include optional deductions like pension contributions or housing scheme benefits in the basic calculation. However, the Maternity Leave, Sick Leave, and Death Benefit Fund contribution of NAD 1,188 per year is a mandatory employee contribution, though it is not tax-deductible.
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