Namibia Tax Calculator (2026)
Income tax rates and take-home pay for Namibia
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Namibia Income Tax Brackets (2025-2026)
| Bracket | Income Range | Rate |
|---|---|---|
| Tax-free threshold | NAD 0 - NAD 100,000 | 0.0% |
| First bracket | NAD 100,000 - NAD 150,000 | 18.0% |
| Second bracket | NAD 150,000 - NAD 350,000 | 25.0% |
| Third bracket | NAD 350,000 - NAD 550,000 | 28.0% |
| Fourth bracket | NAD 550,000 - NAD 850,000 | 30.0% |
| Fifth bracket | NAD 850,000 - NAD 1,550,000 | 32.0% |
| Top bracket | NAD 1,550,000+ | 37.0% |
Maternity Leave, Sick Leave, and Death Benefit Fund
Fixed amount: NAD 1,188 per year
Capped at NAD 1,188 per year
Key Facts
Tax Year
2025-2026
Currency
NAD
Top Rate
37.0%
Brackets
7 brackets
Tax-Free Threshold
NAD 100,000
Social Contributions
1 item
Assumptions
- · Tax year runs 1 March 2025 through 28 February 2026.
- · Model assumes a resident employee with no optional deductions (e.g., pension contributions, housing scheme benefits).
- · Workmen's compensation is employer-only and excluded.
- · VAT and other consumption taxes are excluded as not part of employment income taxation.
- · Maternity/Sick Leave/Death Benefit Fund contributions capped at NAD 99/month (NAD 1,188/year) per employee.
- · Ring fencing rules for loss-making trades excluded as not applicable to salary comparison model.
Frequently asked questions
How much income tax will I pay if I move to Namibia?
Namibia has a progressive tax system with rates ranging from 0% to 37% across seven income brackets. The first NAD 100,000 of annual income is tax-free, and rates increase as your income rises, with the top rate of 37% applying to income above NAD 1,550,000. Your actual tax depends on your total income and which brackets you fall into.
What is the tax-free threshold in Namibia?
The first NAD 100,000 of your annual income is completely tax-free in Namibia. Once your income exceeds this threshold, you begin paying tax at 18% on the next NAD 50,000, with rates increasing in higher brackets.
Do I have to contribute to any social funds as an employee in Namibia?
Yes, employees must contribute NAD 1,188 per year (approximately NAD 99 per month) to the Maternity Leave, Sick Leave, and Death Benefit Fund. This is a mandatory employee contribution that is separate from income tax.
What are the income tax brackets in Namibia?
Namibia has seven income tax brackets: 0% (up to NAD 100,000), 18% (NAD 100,000-150,000), 25% (NAD 150,000-350,000), 28% (NAD 350,000-550,000), 30% (NAD 550,000-850,000), 32% (NAD 850,000-1,550,000), and 37% (above NAD 1,550,000). The progressive structure means you only pay higher rates on income within each bracket, not your entire salary.
How does the Namibian tax system compare to other countries?
Namibia's top income tax rate of 37% is moderate compared to many developed nations, and the NAD 100,000 tax-free threshold is relatively generous. However, the system is more complex than a flat tax, with seven brackets to navigate as your income increases.
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