Pakistan Tax Calculator (2026)

Income tax rates and take-home pay for Pakistan

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Pakistan Income Tax Brackets (2025)

Bracket Income Range Rate
First bracket (up to PKR 600,000)PKR 0 - PKR 600,0000.0%
Second bracket (PKR 600,001 – PKR 1,200,000)PKR 600,000 - PKR 1,200,0001.0%
Third bracket (PKR 1,200,001 – PKR 2,200,000)PKR 1,200,000 - PKR 2,200,00011.0%
Fourth bracket (PKR 2,200,001 – PKR 3,200,000)PKR 2,200,000 - PKR 3,200,00023.0%
Fifth bracket (PKR 3,200,001 – PKR 4,100,000)PKR 3,200,000 - PKR 4,100,00030.0%
Sixth bracket (PKR 4,100,001 and above)PKR 4,100,000+35.0%

Employees Old Age Benefit (EOBF)

Bracket Income Range Rate
Nominal contributionPKR 0+0.0%

Surcharge on income tax (salaried individuals)

Bracket Income Range Rate
9% surcharge on income taxPKR 0+9.0%

Applies when income exceeds PKR 10,000,000

Key Facts

Tax Year

2025

Currency

PKR

Top Rate

35.0%

Brackets

6 brackets

Tax-Free Threshold

PKR 600,000

Social Contributions

1 item

Assumptions

  • · Model assumes salaried individual with salary exceeding 75% of taxable income, the primary case for most employees.
  • · No personal allowance or standard deduction is applied; taxable income equals gross salary.
  • · Social security contributions (Employees Old Age Benefit) are nominal and employer-collected; employee contribution is minimal and not explicitly modeled due to lack of published rates.
  • · Surcharge of 9% on income tax applies when taxable income exceeds PKR 10,000,000.
  • · Various deductions (medical allowance, donations, teacher rebate) are omitted as they are conditional, time-limited, or apply to specific employee categories and cannot be represented in a general representative model.
  • · Property tax, stamp duty, and registration taxes are provincial/local levies excluded from this federal income tax model.
  • · Withholding at source is assumed to follow the same brackets; final tax is calculated on full taxable income.

Frequently asked questions

What is the top income tax rate in Pakistan?

The highest marginal income tax rate in Pakistan is 0.3%. Your effective tax rate will be lower depending on your income level.

How many tax brackets does Pakistan have?

Pakistan has 6 income tax brackets. Income is taxed in brackets - you only pay the higher rate on income above each threshold, not on your entire income.

How is take-home pay calculated in Pakistan?

Take-home pay in Pakistan is your gross salary minus income tax, social contributions, and any applicable surcharges. Use the calculator above to see an exact breakdown for your salary.

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