Singapore Tax Calculator (2026)
Income tax rates and take-home pay for Singapore
Singapore Income Tax Brackets (2025)
| Bracket | Income Range | Rate |
|---|---|---|
| First $20,000 | SGD 0 - SGD 20,000 | 0.0% |
| Next $10,000 | SGD 20,000 - SGD 30,000 | 2.0% |
| Next $10,000 | SGD 30,000 - SGD 40,000 | 3.5% |
| Next $40,000 | SGD 40,000 - SGD 80,000 | 7.0% |
| Next $40,000 | SGD 80,000 - SGD 120,000 | 11.5% |
| Next $40,000 | SGD 120,000 - SGD 160,000 | 15.0% |
| Next $40,000 | SGD 160,000 - SGD 20,000 | 18.0% |
| Next $40,000 | SGD 200,000 - SGD 240,000 | 19.0% |
| Next $40,000 | SGD 240,000 - SGD 280,000 | 19.5% |
| Next $40,000 | SGD 280,000 - SGD 320,000 | 20.0% |
| Next $180,000 | SGD 320,000 - SGD 500,000 | 22.0% |
| Next $500,000 | SGD 500,000 - SGD 1,000,000 | 23.0% |
| Above $1,000,000 | SGD 1,000,000+ | 24.0% |
Personal allowance: SGD 1,000
Central Provident Fund (CPF) Employee Contribution
| Bracket | Income Range | Rate |
|---|---|---|
| Standard Employee Rate (Age ≤ 55) | SGD 0+ | 20.0% |
Capped at SGD 20,400 per year
Key Facts
Tax Year
2025
Currency
SGD
Top Rate
24.0%
Brackets
13 brackets
Allowance
SGD 1,000
Social Contributions
1 item
Assumptions
- · Tax calculations based on Year of Assessment 2025 (Income Year 2024)
- · Worker is assumed to be a Singapore Citizen or Permanent Resident (SPR) for Central Provident Fund (CPF) calculations
- · Worker is aged 55 or below
- · Calculations use the progressive tax rates for residents
- · Earned Income Relief of SGD 1,000 is included as the primary personal relief
- · The tax rebate for YA 2025 (60% of tax, capped at SGD 200) is noted but not explicitly modeled in the surcharge JSON due to schema rate constraints
- · Total personal reliefs are subject to a cumulative cap of SGD 80,000 per year
Frequently asked questions
How much income tax do I pay in Singapore if I earn SGD 50,000 per year?
Singapore uses a progressive tax system with 13 tax brackets. On SGD 50,000 annual income, you would pay tax on SGD 30,000 at the lowest rates (first SGD 20,000 is tax-free, next SGD 10,000 at 2%, and next SGD 20,000 at 3.5%), resulting in approximately SGD 1,100 in income tax before reliefs and CPF deductions are applied.
What is CPF and how much do I contribute as an employee?
The Central Provident Fund (CPF) is Singapore's mandatory social security system where employees contribute 20% of their gross income up to a maximum annual contribution of SGD 20,400. This contribution is deductible from your taxable income, which helps reduce your overall tax liability.
Do expats and permanent residents pay the same income tax as Singapore citizens?
Yes, the tax calculations on this page assume you are a Singapore citizen or permanent resident (SPR) and apply the same progressive tax rates and reliefs. Non-residents may be subject to different tax treatment, so you should verify your residency status with the Inland Revenue Authority of Singapore (IRAS).
What personal reliefs can I claim on my Singapore income tax?
Singapore provides personal reliefs including an Earned Income Relief of SGD 1,000, and your total personal reliefs are subject to a cumulative cap of SGD 80,000 per year. Additionally, a tax rebate of up to SGD 200 (60% of tax) may be available for the current year of assessment.
At what income level does Singapore's top tax rate of 24% apply?
Singapore's highest marginal tax rate of 24% applies to income above SGD 1,000,000 per year. The tax system is progressive, meaning you only pay the higher rates on income within each bracket; for example, income between SGD 500,000 and SGD 1,000,000 is taxed at 23%.
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