Highest Take-Home
Singapore
2025
20.9%
effective tax rate
Take-home
$79,120
$6,593/mo
Income 5% Social 16%
On a $100,000 salary, you'd take home $79,120 in Singapore versus $71,980 in Australia.
Singapore
$79,120
+$7,140/year
Australia
$71,980
That's $595 more per month in Singapore
Side-by-side breakdown
Australia
2025-26
28.0%
effective tax rate
Take-home
$71,980
$5,998/mo
Income 25% Social 2% Other 1%
Tax rate by income level
Effective Tax Rate by Income
Shows effective tax rate (total tax / gross income) at different income levels in USD
Understanding the difference
Life & Taxes
A Tale of Two Cities
From the humidity of Singapore's business district to the laid-back coastal vibes of Australia, this route is a favorite for ambitious corporate climbers and outdoorsy families alike. While one offers a high-octane urban playground at the heart of Asia, the other promises a sun-drenched work-life balance that is hard to beat.
Vibes Over Figures
Living in Singapore feels like living in the future with hyper-efficient transit and world-class dining, but you'll pay for the privilege of space. Australia offers room to breathe and a slower pace, where the 'no worries' attitude dictates the daily flow more than the clock does.
The Tax Reality Check
The systems couldn't be more different: Singapore uses a granular ladder of thirteen brackets to keep your contributions low, while Australia keeps it simple with fewer brackets but significantly higher top rates. If you are a high earner, Singapore’s capped top rate feels like a massive raise compared to Australia's more progressive appetite.
Safety Nets and Perks
In Australia, your taxes fund a robust public healthcare system via the Medicare Levy, offering peace of mind for every citizen. Singapore favors a self-reliance model through the CPF system, ensuring you save for your own future while enjoying a cleaner, safer urban environment than almost anywhere else on Earth.
The Fine Print
Watch out for the 'gotchas' like Australia's surcharge for those without private health insurance or Singapore's relief caps. Ultimately, Singapore is the clear winner for wealth accumulation, but Australia wins if your priority is social security and a wide-open backyard.
Detailed tax breakdown
Related comparisons
Compare all 140+ countries
See how Australia and Singapore rank globally