Canada vs United States: Tax Comparison

Compare income tax rates and take-home pay between Canada and United States

You'd keep $7,759 more in United States

United States

21.1% tax

Canada · Ontario

28.9% tax

$647/mo difference

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Side-by-side breakdown

United States

2025

21%

Income

Gross Salary$100,000
Standard deduction-$15,750
Taxable Income$84,250

Taxes & Contributions

10% bracket-$1,193
12% bracket-$4,386
22% bracket-$7,870
Social Security tax-$6,200
Medicare hospital insurance tax-$1,450
Total Taxes-$21,099
NET ANNUAL PAY$78,901
Per Month$6,575
Effective Rate21.1%

Canada · Ontario

2025

29%

Income

Gross Salary$100,000
Canadian Pension Plan (CPP) - Enhanced portion-$555
Taxable Income$99,445

Taxes & Contributions

Federal bracket 1-$5,923
Federal bracket 2-$8,374
Federal bracket 3-$4,615
Basic Personal Amount (BPA)+$241
CPP Base Contribution Credit+$66
Ontario bracket 1-$1,850
Ontario bracket 2-$3,351
Ontario bracket 3-$2,923
Ontario Basic Personal Amount+$241
Canadian Pension Plan (CPP) - Base portion-$1,624
Employment Insurance (EI)-$747
Total Taxes-$28,857
NET ANNUAL PAY$71,143
Per Month$5,929
Effective Rate28.9%

Tax rate by income level

Canada
United States

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